Where Can I Load My PayPal Card?

PayPal’s users have seen loads of innovation over the last 20 years. Now, they can use a PayPal Cash Card to withdraw or add money and pay anywhere. If you have it, you probably wonder – where can I load my PayPal card? Here are the locations and more on the service itself.

You can load your PayPal card at one of the selected retailers, such as CVS, 7-Eleven, Walgreens, and Walmart, among others. Additionally, you can add funds at one of many MoneyPass ATMs for free and any other ATM for a $2.50 fee. To top your balance up at a retailer, you must have the PP app on your phone.

A girl joyfully holding her PayPal debit card close to her face

Where Can I Load My PayPal Card? Add Money Effortlessly

The PP Debit Card is connected to your PP account. You can add funds to it at more than 90,000 retail locations, including CVS, 7-Eleven, Walgreens, and Walmart. You can also add and withdraw cash at one of the 25,000 MoneyPass ATMs in the country for free.

Retailers may charge different fees to complete transactions, which you can ask the cashier about. To top up your account, visit a participating store or business and give the clerk cash and your PP card. The clerk swipes it and adds your desired amount.

The daily top-up limit is $1,500, and the monthly maximum is $5,000. To get the most out of this service, you can top up funds in several ways:

  • Transfer funds from your bank to PP,
  • Set up Direct Deposit to automatically receive employer or government funds,
  • Cash a check using the PP app and your phone’s camera,
  • Get a direct deposit.

How to Top Up and Activate Your New PP Debit Card

When your new card arrives in the mail, you can activate it on the website or the PP app and use it immediately. If you don’t have access to these portals, PayPal’s 24-hour automated activation line is also in business.

You’ll need to install the application to top up your card at a participating retailer. While there, go to the drop-down menu and select the option “At a Store, With Cash.” You’ll get a unique barcode that will say, for example, Walmart, and once you do, show it at checkout.

The funds will land in your account within minutes, and you’ll be free to pay with your new PayPal MasterCard anywhere you like. If you’ve enabled email and/or text message notifications, you’ll also receive confirmation this way. If your funds are pending, learn about it here.

Retailers Where You Can Load Cash to Your PayPal Card in 2022

You can add $20 to $500 per barcode at a retailer. You can use up to three barcodes or $500 per day. If your PP account is active between generating the barcode and using it, the amount you can top up may be reduced.

PP limits daily and monthly deposits to $500 and $4,000, respectively. If you’ve reached either limit, you can’t top it up until the next day or month. If your transaction is pending, know that it won’t take a while. However, this typically happens with direct deposits and not ATM loads.

Here are the retailers and stores where you can top up your balance:

  • CVS,
  • Dollar General,
  • Dollar Tree,
  • Family Dollar,
  • Rite Aid,
  • 7-Eleven,
  • Walgreens,
  • Walmart.

What Is the PayPal Cash Card?

The PP Cash Card is a debit MasterCard that connects to your PP account and balance. It’s as good as all other cards, and with it, you can instantly withdraw funds at most ATMs for a $2.50 fee and for free at all MoneyPass ATMs. What it is not is PayPal Credit.

It’s also valid for in-store and online purchases. There are no credit checks, fees, or minimum balances. It’s perfect for any PP user. With the list of retailers where you can freely withdraw and top up funds, you can bring it anywhere and consider it an integral part of your wallet.

For your funds to be accessible, you must claim the money sent to you.

Make Payments Using This Card Wherever MasterCard Is Accepted

While all shops and retailers accept Visa cards, sometimes MasterCard isn’t accessible everywhere. This is rare, though, so you’ll be able to pay with your PP card in most places.

You can even send money to others and control how much you spend with it. Luckily, these cards don’t have annual or monthly fees, but some ATMs and retailers charge withdrawals and loads. That’s something you can research or ask when you’re at the store or bank.

How to Apply for the Card and Use It For Keeping Money

Anyone who uses PP and wants their debit card has to apply for it on the app or website. You can simply click “Get The Card” on the page to request one. Before the company can approve it, though, you must fulfill the following requirements:

  • Be a PP member with no open issues,
  • Have an active phone number connected to the app,
  • Have a confirmed street address (not a P.O. Box)
  • Have a linked credit card whose monthly statement is sent to that address, or get a PP Credit product that verifies that address,
  • Give the platform your birthday and SSN.

Use the PayPal App to Monitor Your Account Finances and Transactions

Using the PP MasterCard is an excellent way to use your account more and influence how much you spend. This online banking platform allows you to withdraw and add funds to cards without monthly fees or limitations.

The best thing about it is that it isn’t a credit or business card, so there are no credit checks and requirements for keeping it. You’ll strike gold with this opportunity if you’re an active platform member and use it regularly for most financial transactions. The PP Card is a step closer to more independent online banking.