How Long Does the Cash App Take To Verify?

If you are a new user of the Cash App payment application, you probably wonder how long does Cash App take to verify. Like with everything else, this application is all about efficiency and making things faster and easier for customers. It’s the same for the verification time.

Verification of Cash App Account can last between 48 hours to three business days. Still, for most users, if everything is in order, verification can be done in a matter of minutes. All you need to provide is your SSN number and name to confirm your identity.

Couple laying on bad and holding card

You can use Cash App without verification, but you will be limited on the amount of money you can send and receive this way. To learn more about the Cash App verification process, keep reading.

Why Do You Need a Verified Cash App Account?

In order to fully use this payment app and all its features, you need to verify your account. The cash App will ask for your SSN number and other information in order to confirm your identity. The verified account will allow you to order and activate Cash App Card. A Cash App Card will allow you to deposit money without a bank account, for example, or to withdraw money at ATMs. Finally, the Cash App can not be traced, and all the data provided on the account will be private and protected.

Another important advantage of a verified account is that you will be able to send and receive more money. If your account is unverified, you will have a $250 in seven days limit for sending and $500 in seven days for receiving money. Once you have verified your account, your limit will be $7,500 per week for sending money and an unlimited amount to receive.

Also, if you want to receive any tax refunds on the app, you will have to verify your account. In fact, the IRS demands that all payment service providers identify all the clients so the tax payments can be made correctly.

Woman holding credit cards

How to Verify Your Cash App Account?

Imagine sending money to the wrong person or that someone has hacked your account, and imagine all the folks on the app are anonymous – there will be no protection for you as a client whatsoever. For the security of all customers, Cash App imposes verification of the account. This way, if something bad or fraudulent happens, Cash App will know who to find accountable.

Still, there are unverified accounts still allowed to operate, so always be careful to whom you are sending money and personal data. Before any verification, you will have to open up a Cash App Account, provide an email address, and choose your $Cashtag username everyone will see. After your account is made and confirmed, you will be able to proceed with the verification. 

The whole verification process is straightforward and simple. Here are the steps to take:

  • Step 1 – Go to the Cash App application on your phone.
  • Step 2 – Go to the profile icon and add your personal information.
  • Step 3 – Add your Social Security Number (SSN)
  • Step 4 – Take a photo of your ID card with the same device you are using to verify your account.
  • Step 5 – Take a selfie of yourself and your ID close to your face to prove you are the person in the photo.
  • Step 6 – Upload all the photos and follow the instructions to finish the verification.

How Long Does Verification Take?

In order to use your Cash App unlimited and apply for a Cash App Card, you will have to have a verified account. The whole process of verification doesn’t take long and the waiting period is between 48 hours to three business days at most. However, for most users, this verification is done immediately, and the application is ready for use in its entirety. You will know that your account is verified once you receive an email and app notification that it’s done. 

What if Your Status Is Still Pending?

If your status on your Cash App is still pending, there are several possibilities for why that’s happening. Either there is something wrong with your account, or you haven’t submitted the documentation in the correct way. You should contact customer service and let them know so they can troubleshoot this Cash App problem.

Why Can’t Cash App Verify My Identity?

There are several reasons why you wouldn’t be able to verify your Cash App Account. And it is usually connected to the data you submitted. Here are the main reasons why verification is not working.

Cash App reason for failed verificationExplanation
User is under 18 years oldCash App doesn’t allow minors to have accounts without the permission of parents. If you are minor but older than 13, you will be able to open an account only with your parents present.
The user entered the wrong informationIt can easily happen if you miss out and incorrectly enter some number. Whether it is your SSN or card number, the verification will be refused. To avoid this, double-check everything before submitting.
User submits unclear ID photosIn case the photos you have submitted are blurry and unclear, your verification will be denied. Make sure to have a good light and to sharpen your focus on the camera before taking any pictures.

Verify Your Account and Unlock Cash App

As you can see, the whole verification process doesn’t last long, and it will bring you many benefits. Also, it is all done from the comfort of your home, where you don’t even need to talk with anybody. And if you submit everything correctly, you will be able to use the Cash App in a matter of hours or (at worst) days. Until your account is verified, you will be able to use this app still with the limitations.