How to Transfer Money From Chime to Cash App?

When you have both Chime and Cash App accounts, it’s only natural to want to transfer money between them. So, if you wish to know how to transfer money from Chime to Cas App in the most effortless way, without any problems, you’re already at the right place.

A woman holding a smartphone

To transfer money from Chime to Cash App, all you need to do is link your Chime and Cash App accounts. You will first need to open your Chime account, deposit funds, link Chime with Cash App, and then initiate a transfer.

If you want to find out more about this feature, keep reading.

How to Transfer Money From Chime to Cash App?

Cash App is acknowledged by Chime as a peer-to-peer payment platform. You can receive money, keep it in your Cash App digital wallet, or transfer it. To send money from Chime, you simply need access to the Cash App. Transferring funds from Chime to Chime is effortless, and this process won’t be that much different.

Quite the contrary – since Chime Bank is recognized by Cash App as a financial partner, all you need to do is launch the Cash App and choose “Chime Bank” from the “Add Bank Option.” Once you click “Open,” you will then be prompted to log into the Chime spending account in a popup window.

Ways to Send Money to Anyone

Until recently, Chime only allowed money transfers to occur between Chime users, or you had to add cash to their Chime cards physically at Walgreens and other locations. It goes without saying that this was not ideal, but thankfully Chime changed it so that we may now send money to anyone. The email address and phone number are all you need.

Here’s a step-by-step guide:

  • Open the “Pay Friends” option and type the recipient’s email address or phone number to transfer money to an individual who isn’t using Chime. The amount you wish to send can then be added, along with a message or a GIF.
  • Tap “Pay now” if you’re ready to send. If your buddy wants to get the funds you sent them promptly, they have two weeks or 14 days to update their bank account details.
  • They can easily transfer funds to the Cash App account later on, even though you haven’t done so directly. In fact, if the recipient needs money on the Cash App, the transfer is simpler for the sender than for the recipient.

Transferring Money From Chime Debit Card

When you have a Chime card, a debit card to be exact, you can link it to a Cash App profile and transfer funds seamlessly. The procedure is pretty easy and user-friendly. However, in order to do the linking properly, you need to add a Cash App card rather than a bank account.

If you don’t already have one, be aware that you can use a Chime card to make offline and online purchases – just withdraw cash from ATMs (since you already can use Chime cards at ATMs) and carry out any other tasks for which a debit card is often used.

How to Transfer Money Without a Debit Card?

You can use Chime to send money to the Cash App without using a debit card, even though Chime cards aren’t essentially credit cards. By using your Chime account, you can also send money abroad or to other deposit accounts.

You can do it by following simple instructions:

  • Open your Chime account,
  • Select the transfer money option,
  • Enter the amount of money you want to transfer,
  • Do the verification,
  • Pay the wanted amount.

What to Do if You Don’t Have Access to a Chime Debit Card?

Even if you currently don’t have access to your Chime debit card, there are still two options you can use. For starters, you can connect your Chime account to the Cash App by using its “Add Bank Option.” To access your Chime spending account, you will have to know your login credentials.

If you are unable to remember your login details, you can add a bank account to the Cash App by using the account number and routing number associated with your Chime spending account.

Person using a phone

What Amount of Money Can You Send to a Cash App?

Until you approve it, your Cash App offer has a $1,000 receiving and sending cap per month (notice that you can load up to $10,000 per month on Chime). Use your full name, birthdate, and the last four digits of your SSN to establish your identity when verifying the card. If the company is still unable to verify your identity, you must submit extra information. As soon as you have been verified, the restrictions will be increased.

Be aware that it may take one to three days for a direct deposit to arrive when transferring funds through the conventional banking interface Cash App and Chime offer. Thankfully, you can speed up the process with an instant transfer. However, depending on the option you choose, a quick transfer made using the Chime debit card will cost you a fee of 1.5% – 3%.

Check some overall pros and cons of online banking in the table below.

AccessibilityDepositing cash can be inconvenient
Environment-friendlySome international transactions aren’t possible
Convenient and fast transactionsNo face-to-face interactions
Higher rates
Lower fees

Can You Send Money From a Cash App to Chime?

You can quickly send funds from your Cash App to your Chime account after connecting them. Simply transfer cash to your Chime wallet using the Cash App’s withdraw feature. Choose between a free transfer with a one to three-day waiting time and a quick transfer with a Cash App cost of 1.5% or 25 cents per transaction, whichever is higher.

A person using a smartphone

Transfer Money Without a Fuss

Transfers between Cash App and Chime are simple. To transfer money, you don’t need to visit a bank, stand in line and lose your precious time. All you need is to link both accounts online from the comfort of your favorite chair and tackle all the needed steps for quick and easy funds transfer.